The cyber attacks began Nov. 25, the day before Thanksgiving, and continued until Dec. 15.
Target representatives has said the company will provide credit monitoring for customers who may have been affected, some of those customers are taking precautions of their own.
“That’s why I brought cash today,” said Pat, a shopper, as she stepped out of the Target in downtown Seattle.
“It doesn’t make me not shop at Target,” said Kaylan, another Target shopper. “But I’m definitely going to take a precaution and get a new card.”
Several banks, including Chase and Boeing Credit Union, are issuing new cards to customers who may be affected.
Target says the pin numbers are encrypted, and should still be safe but experts say there’s no guarantee that hackers won’t crack that as well.
“It`s another step in the process where we`re finding out more bad news on top of bad news,” said Bruce McClary, of Clearpoint Credit Counseling.
If you feel you’re credit and debit cards aren’t secure, McClary advises the easiest thing to do is change your pin number and password.
For the next few months, you should also keep a close eye on your bank statements, and if you notice something strange take action right away.
“Maximum liability with a debit card can be as low as 50 dollars but it could also be unlimited, so you could be on the hook for the whole thing if you wait longer than 60 days to take action,” said McClary. He also advises checking your credit report, something you can do for free 3 times a year.
Even if your accounts look normal right now, that could change.
“The information is being resold on the black market, and it could be re-sold multiple times,” said McClary. “They may try to dip into your account this week, or maybe next week or even next month.”
One last idea is to close your account entirely and get a new account. However, that could hurt your credit score.